Question on Auto Insurance?

I live in California. I noticed on my insurance policy that I did not have collsion or comprehensive coverage on my car. I called my insurance company yesterday in the a.m. and told them to add the full coverage. I had an accident last night about 7 hours later. A lady turned left in front of me. Even if I was at fault which I don't think I was, did that updated coverage go into effect when I called the insurance company and told them to add it?

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Question on Auto Insurance?

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I have $100 deductible for vandalism, and other stuff. $500 deductible for collision. Of course, I will take car to insurance and show them the damage. But what should I expect? This is nice car, and shield needs to be replaced. '04 Corvette Convertible. If you know, will my insurance rate go up if I file this claim to replace this heat shield?

Can I sue my Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.

How can you get insurance on a car that is not in your name?

What steps should be taking to get insurance on a car in your name that is in a relatives name? But, you are taking over the car payments and paying them the money on a car that is still in there name.

Changing car on insurance mid-policy?

I'm getting a new car on Wednesday, a Vauxhall Astra, and still have 5 months left on my insurance, which I paid in full up front for Nissan Micra. I phoned up my insurance today to ask how much it would be to change the car on my policy. To change the car it would be 300. I've got quotes from other insurers that are cheaper than this for the year! To cancel there would be 2 fees adding up to 95! Is this right? What is the best thing to do? Can I run my insurance while I don't own the car as this would be the cheapest way to do it? The car is going as a trade-in to a garage who will probably just be using it for parts and scrap. Thanks for any advice :)

Speeding ticket in california?

i got my first speeding ticket i was going 55 on a 45 how much would that cost me? and also it wasnt my car it was my parents car but i dont live with them so will there insurance go up???

Hemi engine insurance?????

will the fact that i am considering a dodge ram 1500 with a hemi make a difference in the insurance cost if there wasnt a hemi engine under the hood, the truck is a 4wd dodge 1500 slt with the big engine, i am currently in a v6 4wd 2000 ford explorer, how much will the rates change???

Pizza delivery driver insurance in own car, where can I get insurance uk?

I have been offered a job as a pizza delIvery driver but I need to insure my car with business insurance I have tried everywhere but know one does it please Help x

Health & dental insurance?

I'm 20 years old and I am in bad need of insurance. I really need dental insurance because I need a root canal and when I turned 18 and could no longer be on my mother's insurance I had no choice but to not get the root canal. And I desperately need it done. Where can I go to find quality but affordable health & dental insurance for my age? I live in Alabama.

How do i get an insurance quote?

Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)

Average auto insurance rates?

I'm doing a cost of living project for my Pre-Calculus class, and I need to find monthly cost for auto insurance. The project is hypothetical, and so far I have been unable to get any sort of estimation as my legal information is not accurate to my hypothetical information. So, I'm asking what would be a typical or average rate for a twenty-two year old female college graduate, relatively good driver, and first time buying insurance would be. The coverage should include Comprehensive and Collision, and it's just one driver, one car. Thanks a ton, and if you could tell me where you got your information, citation or personal experience, that'd be great as well.

I'm getting my licence next week and I was wondering how much insurance cost for teens.?

If 15 minutes can save you 15% or more on car insurance..can 20 minutes save you 20% or more on car insurance?

i know stupid question but i've always been curious

What is the annual cost of health insurance for employer?

I am a new small business owner with 3 employees at the moment. I was wondering what the annual or monthly cost for health insurance is for an employer. I'm not looking for an in depth analysis, just trying to figure things out in my head and I have not even a clue what it cost.

I need a life insurance policy that is affordable for my mom who has cancer?

I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas?

Auto insurance troubles. ..?

My car insurance expired on 6/19 at 12am so that same day we went to our insurance broker and purchased a new full coverage policy at 2:30 pm. They took pictures of our minivan which was in great condition. By the time the transaction was completed the time on the receipt said 2:46 PM. At exactly 4pm we were in the center lane of a 3 lane one way street and the lady on our right decided to make an illegal left turn in front of us and didn't give us enough time to stop, so we crashed. She was of course at fault but is taking her sweet time to make a statement so it has been over a week and her insurance won't take liability until she gives her statement, and now our insurance is trying to say that we weren't covered until 4:40 pm. Can our insurance do that? And the funny thing is we don't even have the details in our policy because they were supposed to mail it to us.

Will my car insurance go up if I take it off my parents?

If i take my car off my parents insurance and pay for it on my own will the rates go up?

Question on Auto Insurance?

https://www.linkedin.com/pulse/cheap-liability-car-insurance-coverage-gregory-gordon/